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Commercial Insurance

Coverage that protects
what you've built.

For businesses that fit certain niches, we have access to commercial pricing that's hard to match elsewhere, and a track record of moving real numbers in the right direction.

What we cover

The full commercial stack.

  • General liability. protection against third-party claims of bodily injury or property damage.
  • Commercial property. your building, equipment, inventory, and business income.
  • Commercial auto. vehicles registered to the business, fleets, and hired/non-owned auto.
  • Workers' compensation. required in Washington for most businesses with employees.
  • Business owner policies (BOP). bundled liability and property for small-to-mid businesses.
  • Professional liability. errors-and-omissions coverage for service businesses.
$9kAnnual savings example
We've moved a client's commercial auto policy from $21,000 to $12,000 a year. We've saved a local dental office several thousand dollars on their commercial coverage. The right carrier for a niche makes a real difference, and we'll tell you whether yours is one we can help with on the first phone call.
Commercial auto
$21,000 → $12,000

Same vehicles, same coverage limits, different carrier in our network. The savings are real, and they renew.

Local dental practice
Several thousand saved

Re-shopped at renewal across our carrier panel. Same protection, materially lower premium, fewer headaches.

Industries we work with

Where we've actually placed business.

A short list, not an aspirational one. If your industry isn't here, the conversation is still worth having.

Dental & medical practices Trucking & commercial auto fleets Construction & trades Farms & agriculture Retail storefronts Restaurants Professional services Property & landlord portfolios

Final list pending Patti's review.

Send us a declarations page.

Twenty minutes is usually enough to know whether we can save you money. Bring your current declarations and we'll go from there.

(360) 423-0444 Send a message